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Personal Loans Online
Approved4u online form is quick, secure, & hassle free. You can fill out our online form in just a matter of minutes from the privacy of your own home.
See Money in Your Account
Another incredible benefit is that your funds are deposited directly into your bank account and are accessible as quickly as the next business day!
All Credit Types
Accepted
There are many advantages with Approved4u. You can fill out our Online Form with any level of credit rating, from no rating to excellent at Approved4u.
Basic Loan Requirements
- Must be at least 18 years old.
- Must be a U.S. citizen.
- Must be employed or receiving a steady income.
- Having a bank account with direct deposit is a plus.
Get the Funds You Need into Your Account Today
How It Works:
Approved4u realizes that financial problems come unexpectedly and always at a bad time. We believe that lending should be made easy, fast, and not only rely on the individual’s history. We are here to help. The process starts with completing our Online Form. The Online Form must be completed accurately to make sure the funds are not sent to the wrong individual. Lenders use the information provided to verify your identity before sending you funds.
One of the advantages of using Approved4u is that we have many lenders that have different lending methods. This means that you are more likely to be approved by a lender within our network because there are more options available to you. Since each lender has their lending policies, once approved, please be sure to read their disclosures and lending practices carefully before you sign and agree to the loan.
Disclosure Policy:
APR Information
This is information about the Annual Percentage Rate (APR). The APR defines the rate of interest a borrower pays over the course of a year. It describes the costs to the borrower in a yearly rate. cannot promise a specific APR. Our lending partners set the APR on loans and repayment terms. Since we are not a lender ourselves, we do not have control over the terms of your agreement with the lender you may be connected with. Read the terms of your loan carefully before accepting and signing a loan contract.
Renewal Policy
Lenders have unique Renewal Policies. Some of them have automatically renew or “roll-over” Features. These conveniences often come at an additional fee. Please ask the lender you were connected with for their renewal policy. Again it is vital to read through the entire Loan Agreement and Disclosure to make sure you are comfortable with their terms before accepting the loan.
Late, Partial, or None Payments and Collections
Though each lender has to operate within the state laws that govern them, they have their respective approaches to handling late payments. A loan is an agreement between you and the lender to fully repay the loan by the time agreed. Depending on your agreement with your lender, if you are late for the agreed payment, a lender may add fees, send to a collections agency, report your late, partial or non payment to a consumer reporting agency. These policies change per lender, so please make sure to consult your lender to find their respective policies.
Frequently Asked Questions
What is a Personal Loan and what can I use it for?
A personal loan is a way for an individual to receive up to $5,000 in funding. It is a loan that can be used for home enhancements, luxury item purchases, vehicle repairs or bill payments. The length of the loan is called the term and can range all the way up to 60 months, depending on the lender. Our simple Online Form does not contain any long questions. Instead, it asks for your basic information and a location for where you would like the loan to be sent to. It is that easy!
Are there any fees?
Approved4u services will always be provided free of charge, but that is not to say that the lender will give you a loan for free. Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.
What is the highest loan amount I can receive.
How do you protect my privacy and personal information?
What if I'm late or skip a payment?
How/when do I repay the loan?
Please check the loan agreement from your lender for specifics on this, as each loan may vary.
Disclaimer: Approved4u.com (the “website”) is not an offer or solicitation to lend. The website only provides a service and is not an agent, representative, or broker of any lender and does not endorse or charge you for any loan or product. The website operators are not lenders, do not make loans of any type, and do not make credit decisions. The website collects personal information provided by you and forwards it to partners in our lender network. You are under no obligation to use this website or service to initiate, contact, nor apply for credit or any loan product with any service provider or lender. Loan amounts vary from $200 and $5,000 but not all lenders can provide up to $5,000. Providing your information on the website does not guarantee you will be approved for a loan or credit product. Cash transfer times may vary between lenders and may depend on your financial institution. In some circumstances, faxing may be required. If you have any questions, contact your lender directly for details, questions, or concerns regarding your loan or credit product. Short-term cash loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. This service and lenders are not available in all states. Lenders may perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union, or may perform alternative credit checks or consumer reports through alternative providers. By submitting your request, you acknowledge, agree, and authorize that (a) your information may be sent to lenders and/or third-party partners on your behalf, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness.
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